General Liability Insurance in Tucker, GA

Your business may eventually face situations where it’s accused of being at fault for other parties’ losses. If your operations or employees cause accidents that injure other parties or damage their property, the resulting financial ramifications can be significant. With this in mind, general liability insurance is an advisable investment.

What Is General Liability Insurance?

Also known as commercial general liability insurance, this type of coverage can provide crucial financial security for your business. By purchasing a policy and maintaining coverage through regular (e.g., monthly) premiums, you can retain access to financial assistance that may limit out-of-pocket expenses and losses following incidents that affect other parties.

What General Liability Insurance Covers

Commercial liability insurance can provide multifaceted financial protection by potentially responding to various incidents and accusations, such as the following:

• Bodily injuries—If a third party, such as a guest, customer or passerby, is injured as a result of your operations, this coverage can help pay for their medical bills and financial losses.
• Property damage—This part of commercial liability coverage can render financial aid for repair or replacement costs if your business is responsible for damaging another party’s property.
• Personal and advertising injuries—This coverage can provide financial assistance if you are accused of causing personal injuries or reputational harm, such as via slander, libel or false advertising.

Even if you are eventually absolved of any wrongdoing, liability insurance plays a critical role in funding your legal defense and lacking adequate coverage could leave you without the means to set the record straight.

How Much Does Commercial General Liability Insurance Cost?

A commercial liability insurance broker may need to consider many factors before being able to quote your business with a rate for adequate coverage, such as the following:

• Industry
• Location
• Years in business
• Number of employees
• Claims history
• Coverage limits

Learn More

At All Insurance Multiservices, we are dedicated to helping businesses in the Tucker, Georgia, area understand and address their general liability coverage needs. Contact us today to get started.